Write a will to protect your investments for your dependents

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To make sure that your money and property is going to the people you want to when you die, write a will. A will is a signed document which spells out how, and by whom, you want your property to be managed after your death and who should benefit from it. Don’t forget to update your will whenever you get new property, children, a partner or whenever you lose, sell or give away property included in your original will. Your dependents should know where to find your will..

Don’t put all your eggs in one basket

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Invest in different projects in order to spread the risk or earn from different investment opportunities: If the basket breaks you could lose everything. It is a good idea to balance high and low risk investments or savings – this is like mixed cropping: if beans don't germinate, then the maize could.