The following set of core messages has been developed for use in financial literacy initiatives. The messages take account of feedback both from stakeholders and from focus group discussions with people from across the country. They are grouped under the following headings:

• Personal Financial Management
• Savings
• Loans
• Investments
• Insurance
• Planning for Old Age
• Making Payments
• Financial Service Providers

The core messages can also be found in the following languages:

• Luganda
• Runyankore
• Rutoro
• Atesot
• Lugbara
• Luo
• Kiswahili